Physical Therapy Cut Off After Being Unable to Pay $1,500 Deductible

The car accident that injured my shoulder over Thanksgiving Break.


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I just found out from my physical therapist that I have to pay $1,500 to meet my deductible to keep getting physical therapy for my shoulder. I injured my shoulder as a passenger in a Lyft car around Thanksgiving. Lyft is financially liable for the damage to my shoulder but has been slow to get back to me. 

Unfortunately, my health insurance, which I pay $320-a-month, out of pocket, is terrible. Meanwhile, I am still waiting on $950 worth of checks from GM strike coverage that have been delayed as a result of winter break. 

Now, after paying my rent, my bills, and my editor for their work last month, I find myself struggling to even put together the money to keep my health insurance, let alone the deductible. 

Meanwhile, Lyft has dragged their feet on reimbursing me for the missed work time (freelancers don’t get paid when they are sick) and for the medical costs.

This is terrible and this accident is ruining me financially as I am still in a lot of pain. 

Donate today and help me continue to receive care for my shoulder. 


About the Author

Mike Elk
A protege of the late William Greider, Mike Elk is a Sidney award winning labor reporter and the founder of Payday Repor. He also covered labor and immigration for The Guardian. In Chattanooga in 2016, he used his $70,000 NLRB settlement for being fired in the union drive at Politico to start the crowd-funded Payday Report. The son of United Electrical Workers (UE) Director of Organization Gene Elk, he lives in his hometown of Pittsburgh.

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